Our union has an annual golf outing, and I’m in charge of paying the temporary workers. For a day they become temporary employees of our company. I have to pay them an hourly rate according to union rules for wages, and they have have withholding done for federal, state and local taxes. Our accounting department is very precise. However, I needed to write the checks at the golf course at the end of the day, and I needed an online source for printing real check stubs. The agreement was for all of the workers to get their paychecks at the end of the day and not have to wait for them to be mailed from payroll.
I had the checkbook with me and my laptop. Read the rest of this entry »
July 24th, 2016 in
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After living in Texas all my life, it is funny to think that I had never been to the beach in my state. I was just four hours away, but yet, I had never gone. Not only that, the state borders Mexico, and I had never visited there either. One day, I was looking at our bulletin board at work, and I saw that there was a management position available in another city. I was thinking it over, when my boss came to me and said he thought I transfer and then start looking for Corpus Christi Texas apartments quickly. I never thought he would want to lose me, but he said the position came with a raise and a promotion. They really wanted someone like me to head up the new office there.
I went home that night and mulled it over. Read the rest of this entry »
May 28th, 2016 in
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When my mom told me she wanted me to help her get online, I just about fell over in shock. My mom is just the last person I would have ever expected to show an interest to anything remotely associated with a computer or the Internet. She told me that more seniors from the local center were getting online, and she felt it was high time she did too. She also wanted email and a social media page, so I got both of those set up for her. I told her about her new MSN Hotmail online login, but she didn’t seem to understand what I was explaining. Read the rest of this entry »
May 26th, 2016 in
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So I am pretty sure how this happened. I accidentally ended up at this web page where you do not want to be. However this was late at night and my mental acuity was probably not up to the usual standard, so before I knew what was going on I had this rather nasty malware on my computer. This is my home computer, but I use it for a lot of important things and I can not afford to have it out of action or to not be able to trust it. I found a bunch of email@example.com and one of them must have had some malware, but it was only about using coupons to get a cheap version of malwarebytes or mal bytes, I forgot exactly what the name of it was. However I recognized it and it was one of the better known names in this area.
Of course I do not want to take any chances so I am looking for a safe place to get what I need. Read the rest of this entry »
May 25th, 2016 in
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My best friend and I have both been lucky enough to find pretty good jobs and he wants me to come in with him. Of course he wanted to get a place of his own, but then he saw what it was going to cost him if he were going to get a one bedroom apartments in Toledo. That is going to be around eight hundred dollars at the minimum, unless you get some place that is going to be a dump at least. However if you get a place with two bedrooms that is going to start out at around a thousand dollars per month. Read the rest of this entry »
May 17th, 2016 in
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You are about to discover a proven system that guarantees you monthly income for life. Do you want to make money in life?
There’s a system that really, really works each and every time.
As you know many obstacles can prevent even a highly determined person from achieving his or her dream. The only obstacle that will ALWAYS keep you from success, Not starting.
It’s high time to put your profits on Auto pilot! And generate passive income of thousands every month!
The main key to online success is passive income made on autopilot and this system you about to discover delivers just that.
Passive income also called Residual or Recurring income, is an income that continues to be generated after your initial effort has been expended.
Also, passive income is money received on a regular basis, with little or no effort on your part required to maintain it.
You can now, compare this to what most people focus on earning, linear income, which is -one-shot- compensation or payment in the form of a fee, commission or salary.
It is obvious that linear income is directly proportional to the number of hours invested in it, that is for example 50 hrs of pay for 50 hrs of work. But one of the great advantage of passive income is that once things are set in motion, you continue making money from your initial efforts, while gaining time to devote to other things, such as generating more streams of passive or residual income!
Earning some good, honest and legitimate, -one-shot- linear income is very important, but given a choice, which would you rather do? Work hard and get paid only once, through linear income, or get paid continuously, through passive or residual income, perhaps for years of even the rest of your life, for the initial work you performed only once of just telling people to come to this system through your very own selt-replicating website.
If you have never make Big money online before, this is now very possible through this
September 24th, 2016 in
Money and Bank
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Have you been worried or even just concerned about meeting a high monthly mortgage payment? Perhaps you have been pondering negotiating for a better deal, such as a Bank of America loan modification period. This nationwide lending bank is now offering loan workarounds to some of its borrowers. You can improve your chances of getting the loan modification deal. If you meet certain approval requirements, you can lower your mortgage payment. Before you apply, you need to know about these Five Steps to Approval.
1.Study the Bank of America loan modification approval guidelines. To qualify for a loan workaround program, you must meet specific disposable income and debt to income ratios.
2.Collect all necessary documentation for the bank. A bank officer will review your documents to decide whether you qualify for a Bank of America loan modification. Be sure that you have everything before you apply, in order to avoid any possibility of delay or even denial of your application.
3.A Hardship Letter is an essential part of your document package. You must present convincing, compelling evidence that you have experienced or will suffer from a financial hardship due to your current mortgage payment. There are three essential elements in a Hardship Letter — be sure that you know what they are.
4.Take time to prepare, accurately and properly, the Bank of America loan modification application forms. Everything you state is subject to verification, and so you must include all important information, truthfully, to ensure that your loan workaround is given the maximum possible consideration for approval.
5.Be persistent. Eight weeks is not uncommon for processing time of your Bank of America loan modification application. So be patient as well! Even if you are declined the first time, do not give up. Many homeowners were able to get an initial rejection of their application overturned by being diligent, tenacious, focused, and persistent in their pursuit of an affordable mortgage. Your home is at stake, and a successful application allows you to keep your home.
By studying the guidelines; being diligent, complete and truthful in your application; and persisting in your
September 23rd, 2016 in
Money and Bank
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Know forex strategies and get better knowledge of the market cycles What are these strategies required? Forex simply means the trade of currencies. There are many currencies in the world which fluctuate in their value daily, hourly etc. So people try to make some profit from these fluctuations, since you can buy and sell any currency. But there a risk involved in this trade. You can never be sure which side a currency will move. And hence the term strategy comes into picture. You will have to use some kind of plan of action so as to be safeguard from the never stopping fluctuations. There is still no strategy available that can give you a 100% surety about the fluctuation of the market. But you can have some plans which are very comprehensive, complex and tricky but they give good idea about these changes and help many investors all over the world to gain from these changes. There are two constituents of a ; technical analysis and the fundamental analysis. Technical analysis: When the whole strategy is based in charts and their interpretation, this part comes into picture. This part will help the investor in knowing the boom and the depression region of the market. This plan of action involves mathematical formulas and derivations to give you results. Fundamental Analysis: This is done on a macro level. When you are trading between currencies of two countries, you use a detailed fundamental analysis of the pair. The two economies of the nations are evaluated and day to day changes of the political and financial word of those two nations are closely followed since these also have an effect in the currencies. When you go out to win, you should always think of using both the constituents of the strategy. Only when both the parts are worked upon simultaneously you will understand the detailed fluctuations and how is it affecting your investment. Apart from using all these strategies and plan of actions, it is very important for a trader to be realistic and practical in approach. The trader should have a positive
September 23rd, 2016 in
Forex and Trading
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Many years ago it was the norm that when someone wanted to go into business for themselves it meant using one’s own instincts and depending on one’s own personal know-how and also observing the way that the market was going to move. However, things have changed and franchises have become the new way of doing things which has led to much prosperity for franchisees. Essentially, a franchise is duplication of business concept that has proven successful for the parent company and it also means that the franchisee is the owner who hires his or her own staff and looks after the day-to-day working of his franchise in which the stakes are high since the franchisee has invested his own time, money and effort in running the business.
An Already Established Concept – Another advantage to owning a franchise is that the concept has already been established and there will already be a proven track record of success. Also, the franchisee is well within his or her rights in using the trademark of the company and also its brand name which gives a license to the franchisee to market products that already has the brand recognition and which is already popular with the customers. Thus, having a franchise means tapping into a market that has already been established and is ready for more business.
When one takes a franchise, there is assured support on the part of the franchiser, and even though you may running the business on your own, there is always an extra opportunity or two available from the parent company and assistance too is always forthcoming. Since a majority of franchises are turnkey projects, it means that after signing the agreement, the franchisee gets all the equipment as well as supplies that are necessary to grow the business further, and this is something that sets franchising apart from other business concepts.
Next, when one takes a franchise there is less need for capital as compared to starting a business for yourself, and this can be attributed to the fact that you will already be getting experience and also
September 22nd, 2016 in
Market and Franchise
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If you want to use a mechanical Forex trading system and make profits you need to be aware that most systems don’t make money and if you are choosing one, you need to pick one that has a good track record but one that has these key points..
Its verified as correct by an outside independent party which has audited it and it should be at least 2 years in length and this will get rid of all the mechanical trading systems that simply claim big profits and produce no track records that are verified!
Look online and you will see lots of cheap Forex robots and Expert Advisors who claim they will make you money with no effort, for $200.00 or less and don’t produce any verified track records, all you get are:
Meaningless back tests done on historical data knowing the closing prices and it’s so easy to make money doing this a child could do it.
Figures the vendor tells you to believe without any independent check! Your supposed to take the word of the vendor but he is selling the system so this is not an independent check.
These systems are all easy to spot by the ridiculously large gains to drawdown they claim and you will very often see 100 – 300% annual gains and drawdown of 1% or less! This would be great if it were true but not even the world’s best traders manage this and a two hundred dollar Robot doing it? Don’t think so!
If you want a mechanical trading system, look for one with a verified track record two years in length and the best will do 50 – 100% gains with 20 – 50% drawdown and these drawdown periods can last for a few weeks to a couple of months. When trading ignore these drawdown periods ( they simply happen) and keep your eye on the long term performance.
If you want to trade a Forex trading system focus on the long term and accept drawdown, all systems have these periods but
September 21st, 2016 in
Forex and Trading
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